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MuRong provides a new generation of digital banking core system for NCBA Bank
NCBA Bank is a comprehensive banking group that provides a wide range of financial products and services to customers such as enterprises, institutions, small and medium-sized enterprises, and consumers.
NCBA Bank achieves its own development and accelerates the transformation of its services through financial technology.
Murong provided the best solution
Implementation and deployment: smooth transition and minimize risks.
Delivery effect
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    Business and Service
    ✔ Inclusive finance:
    E-KYC supports hierarchical customer authentication; based on mobile wallets, cashless transactions; based on wallet accounts, no physical cards; digital operations;
    ✔ Accurate customer acquisition:
    Precise marketing based on data analysis significantly reduces customer acquisition costs;open platforms can obtain significant customer traffic from the ecosystem;
    ✔ Agile intelligence:
    significantly reducing TTM to one-third of the original;rapidly integrating with new partners to build a digital financial ecosystem;360-degree customer view, providing customers with unified growth plans and consistent experiences;
    ✔ High-tech support:
    Significantly reduce the cost of customer software and hardware;significantly improve system load capacity;distributed and microservice design support easy parameterization and configuration of new products.
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    Performance and Cost
    ✔ Transaction capability:
    The system performance has been improved from 60TPS to 420TPS, effectively supporting the rapid development of the bank's future business with only 60% of the original infrastructure.
    ✔ Procurement costs:
    Through the introduction of new architecture and technology, the number of databases has been reduced from 108 to 56, and a more flexible API gateway has been adopted instead of ESB, greatly improving the flexibility of the system. The TCO of the system has been reduced by more than 50% in 5 years;
    ✔ Flexibility and reliability:
    Through multi-cluster design, the system reliability can reach 99.99%. Through the adoption of a new architecture at the software layer, the system achieves horizontal scalability, which can effectively support the rapid launch of future business.
Future outlook