Agency Banking System

MuRong ABS

A Comprehensive, Flexible Agency Banking System

The
Challenges

Agency Banking refers to a business model in which financial institutions authorize third-party agent outlets to deliver basic financial services in remote or underserved regions, leveraging mobile internet technology. Driven by mobile internet adoption, this business model has become a key strategy for banks to extend reach, reduce operational costs, and advance inclusive finance.

However, Agency Banking also faces challenges such as complex agent management and low operational efficiency. Banks must also ensure system stability and data security under high concurrency, which makes it difficult to meet the needs of rapid business iteration and large-scale expansion.

Agency Banking System

MuRong ABS

A Comprehensive, Flexible Agency Banking System

The
Challenges

Agency Banking refers to a business model in which financial institutions authorize third-party agent outlets to deliver basic financial services in remote or underserved regions, leveraging mobile internet technology. Driven by mobile internet adoption, this business model has become a key strategy for banks to extend reach, reduce operational costs, and advance inclusive finance.

However, Agency Banking also faces challenges such as complex agent management and low operational efficiency. Banks must also ensure system stability and data security under high concurrency, which makes it difficult to meet the needs of rapid business iteration and large-scale expansion.

news
MuRong ABS

As one of the core modules of the MuRong IDO product suite, the MuRong Agency Banking System(MuRong ABS) is designed to address banks’ management and operational pain points in Agency Banking with end-to-end business functions for agents.

Adopting a modern distributed microservices architecture and supporting deployment on cloud platforms, the system offers high availability, elastic scalability, and strong fault tolerance. It ensures stability and security in high-concurrency transaction scenarios and provides the advantages of agile deployment and rapid launch, enabling banks to quickly seize opportunities in a competitive market.

01
High Availability
02
Elastic Scalability
03
Strong Fault Tolerance
news
MuRong ABS

As one of the core modules of the MuRong IDO product suite, the MuRong Agency Banking System(MuRong ABS) is designed to address banks’ management and operational pain points in Agency Banking with end-to-end business functions for agents.

Adopting a modern distributed microservices architecture and supporting deployment on cloud platforms, the system offers high availability, elastic scalability, and strong fault tolerance. It ensures stability and security in high-concurrency transaction scenarios and provides the advantages of agile deployment and rapid launch, enabling banks to quickly seize opportunities in a competitive market.

01
High Availability
02
Elastic Scalability
03
Strong Fault Tolerance

Key features

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Flexible account management

Provides flexible account management capabilities that help agents manage business activity and funds, improving operational efficiency.

Transparent commission calculation

The system provides a visual commission and settlement model for agents, reducing settlement workload, increasing agent trust, and lowering disputes.

Comprehensive agency network management

Delivers robust agency network management functionalities, enabling visibility into the operational status of agent outlets and supporting the development of a healthy, active financial services ecosystem.

Wide geographical coverage

With cloud-based deployment and mobile internet technology, the system removes the geographic constraints of physical branches while enabling compliant cross-regional operations.

End-to-end security assurance

The system uses multi-factor authentication and real-time monitoring to protect agents’ transactions and funds while meeting financial regulatory requirements.

Key
features

ball

Flexible account management

Provides flexible account management capabilities that help agents manage business activity and funds, improving operational efficiency.

Transparent commission calculation

The system provides a visual commission and settlement model for agents, reducing settlement workload, increasing agent trust, and lowering disputes.

Comprehensive agency network management

Delivers robust agency network management functionalities, enabling visibility into the operational status of agent outlets and supporting the development of a healthy, active financial services ecosystem.

Wide geographical coverage

With cloud-based deployment and mobile internet technology, the system removes the geographic constraints of physical branches while enabling compliant cross-regional operations.

End-to-end security assurance

The system uses multi-factor authentication and real-time monitoring to protect agents’ transactions and funds while meeting financial regulatory requirements.

Our product
Benefits

ball ball
Improve operational efficiency and optimize return on investment (ROI)

Improve operational efficiency and optimize return on investment (ROI)

Comprehensive automation reduces manual tasks and operating expenses. Refined management tools enable precise control, achieving optimal ROI.

Rapid deployment to seize market opportunities

Rapid deployment to seize market opportunities

Built on a cloud-native microservices architecture, the system supports rapid, modular deployment. This helps banks expand agency networks quickly, grow the user base and transaction volume, capture market share, and increase revenue.

Enhance customer reach and strengthen brand influence

Enhance customer reach and strengthen brand influence

By expanding their agency networks, banks can increase brand penetration across regions, attract additional customer segments, and create opportunities to promote financial products.

Our product Benefits

ball ball
Improve operational efficiency and optimize return on investment (ROI)

Improve operational efficiency and optimize return on investment (ROI)

Comprehensive automation reduces manual tasks and operating expenses. Refined management tools enable precise control, achieving optimal ROI.

Rapid deployment to seize market opportunities

Rapid deployment to seize market opportunities

Built on a cloud-native microservices architecture, the system supports rapid, modular deployment. This helps banks expand agency networks quickly, grow the user base and transaction volume, capture market share, and increase revenue.

Enhance customer reach and strengthen brand influence

Enhance customer reach and strengthen brand influence

By expanding their agency networks, banks can increase brand penetration across regions, attract additional customer segments, and create opportunities to promote financial products.