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MuRong IDO
Based on keen market insights, Murong IDO has explored a new, smooth, and rapid digital transformation path for banks.
Product >
MuRong IDO
Based on keen market insights, Murong IDO has explored a new, smooth, and rapid digital transformation path for banks.
MuRong IDO is a lightweight, innovative, and open digital banking system suite
MuRong IDO is committed to helping banks build an omnichannel digital banking system.
It enables seamless integration with mainstream core banking systems worldwide,
allowing banks to quickly establish a new generation digital business platform
while maintaining continuity of existing operations. Proven in practice,
MuRong IDO significantly improves customer experience and reduces operational complexity.
It is particularly suitable for banking institutions that need to ensure stable core system operations
while accelerating digital transformation.
MuRong IDO provides a comprehensive digital banking solution that includes a business middle platform system and omnichannel coverage across mobile banking, internet banking, agency banking, and open banking. Built on a distributed microservices architecture, MuRong IDO meets banks' multidimensional needs, from infrastructure upgrades to product innovation, and ensures future scalability of the technology.
MuRong IDO provides a comprehensive digital banking solution that includes a business middle platform system and omnichannel coverage across mobile banking, internet banking, agency banking, and open banking. Built on a distributed microservices architecture, MuRong IDO meets banks' multidimensional needs, from infrastructure upgrades to product innovation, and ensures future scalability of the technology.
MuRong IDO is a lightweight, innovative, and open digital banking system suite
MuRong IDO is committed to helping banks build an omnichannel digital banking system.
It enables seamless integration with mainstream core banking systems worldwide,
allowing banks to quickly establish a new generation digital business platform
while maintaining continuity of existing operations. Proven in practice,
MuRong IDO significantly improves customer experience and reduces operational complexity.
It is particularly suitable for banking institutions that need to ensure stable core system operations
while accelerating digital transformation.
MuRong IDO provides a comprehensive digital banking solution that includes a business middle platform system and omnichannel coverage across mobile banking, internet banking, agency banking, and open banking. Built on a distributed microservices architecture, MuRong IDO meets banks' multidimensional needs, from infrastructure upgrades to product innovation, and ensures future scalability of the technology.
MuRong IDO provides a comprehensive digital banking solution that includes a business middle platform system and omnichannel coverage across mobile banking, internet banking, agency banking, and open banking. Built on a distributed microservices architecture, MuRong IDO meets banks' multidimensional needs, from infrastructure upgrades to product innovation, and ensures future scalability of the technology.
Omni-Channel Experience
Integrates all online and offline touchpoints (APP, USSD, web).
Enhanced Core Capabilities
IDO provides enhancement and expansion capabilities for existing core banking systems, driving digital business innovation and growth.
Seamless Integration
Supports seamless integration with international mainstream core banking systems such as Temenos, Oracle, and TCS.
Open Banking & Ecosystem
Enables rapid connection to industry ecosystems and partners through standardized APIs.
AI-Powered
Offers out-of-the-box intelligent tools and innovative functions for precision marketing.
Flexible Deployment
Supports independent deployment and isolation from legacy systems to accelerate digital transformation.
Layered Security
Features a multi-layered security architecture that complies with international security standards.
MuRong IDO Suite Composition
MuRong IDO provides a series of combinable,
modular products. Commercial banks can flexibly select and customize them according to their own needs,
effectively reducing operational costs and improving return on investment.
MuRong IDO@Digital Business Middle Platform
As a digital banking business middle platform,
it aggregates digital business capabilities to provide reusable
and scalable technical and business components.
It supports rapid product innovation and agile iteration,
and can seamlessly connect with mainstream core banking systems to deliver
an omnichannel service experience to customers.
Explore Digital Business Middle Platform
MuRong IDO@Mobile Banking System
Provides customers with anytime,
anywhere financial services, providing convenient and secure transaction experiences.
Explore Mobile Banking System
MuRong IDO@Internet Banking System
Allows customers to manage bank accounts and conduct convenient financial transactions via the internet.
While ensuring security,
it delivers a smooth and efficient user experience.
Explore Internet Banking System
MuRong IDO@Agency Banking System
Provides advanced tools for authorized agency institutions,
significantly expanding banks' service outlets and customer base while reducing operational costs.
Explore Agency Banking System
MuRong IDO@Open Banking System
Features open and standardized APIs to build cross-industry ecological cooperation,
support diverse industry financial scenarios,
and help banks expand new revenue streams and create diversified value.
Explore Open Banking System
MuRong IDO Suite Composition
MuRong IDO provides a series of combinable,
modular products. Commercial banks can flexibly select and customize them according to their own needs,
effectively reducing operational costs and improving return on investment.
MuRong IDO@Digital Business Middle Platform
As a digital banking business middle platform,
it aggregates digital business capabilities to provide reusable
and scalable technical and business components.
It supports rapid product innovation and agile iteration,
and can seamlessly connect with mainstream core banking systems to deliver
an omnichannel service experience to customers.
Explore Digital Business Middle Platform
MuRong IDO@Mobile Banking System
Provides customers with anytime,
anywhere financial services, providing convenient and secure transaction experiences.
Explore Mobile Banking System
MuRong IDO@Internet Banking System
Allows customers to manage bank accounts and conduct convenient financial transactions via the internet.
While ensuring security,
it delivers a smooth and efficient user experience.
Explore Internet Banking System
MuRong IDO@Agency Banking System
Provides advanced tools for authorized agency institutions,
significantly expanding banks' service outlets and customer base while reducing operational costs.
Explore Agency Banking System
MuRong IDO@Open Banking System
Features open and standardized APIs to build cross-industry ecological cooperation,
support diverse industry financial scenarios,
and help banks expand new revenue streams and create diversified value.
Explore Open Banking System
Future outlook
As the commercial bank with the largest asset scale in East Africa,
KCB has successfully completed its digital transformation through "MuRong IDO".
It has realized integration with its existing core banking system
and rapidly launched a digital banking system,
which supports KCB's digital financial business and customer services in six countries: Kenya,
Tanzania, Burundi,
South Sudan, Rwanda,
and Uganda. Based on this,
KCB has actively expanded inclusive financial services and further explored market cooperation,
covering multiple industries such as insurance, retail,
e-commerce, and government.
This has significantly improved customer experience and service coverage,
setting a model case for the digital transformation of large commercial banks.
Since 2019, China Construction Bank has collaborated with Murong Technology to implement a series of secure,
flexible, and open digital banking systems,
actively advancing online financial business.
By 2024,
the system has launched over 200 digital financial products,
serving more than 100 large industry clients and over 80,000 merchants,
covering dozens of industries including e-commerce,
new retail, automobiles, and government.
During peak periods such as "618" and "Double 11",
it has achieved tens of thousands of transactions per second with zero failures throughout the process,
and the cumulative transaction volume has exceeded RMB 480 billion.
It has fully helped CCB improve customer experience,
reduce operational costs,
and maintain a leading edge in the digital finance field.
Future outlook
As the commercial bank with the largest asset scale in East Africa,
KCB has successfully completed its digital transformation through "MuRong IDO".
It has realized integration with its existing core banking system
and rapidly launched a digital banking system,
which supports KCB's digital financial business and customer services in six countries: Kenya,
Tanzania, Burundi,
South Sudan, Rwanda,
and Uganda. Based on this,
KCB has actively expanded inclusive financial services and further explored market cooperation,
covering multiple industries such as insurance, retail,
e-commerce, and government.
This has significantly improved customer experience and service coverage,
setting a model case for the digital transformation of large commercial banks.
Since 2019, China Construction Bank has collaborated with Murong Technology to implement a series of secure,
flexible, and open digital banking systems,
actively advancing online financial business.
By 2024,
the system has launched over 200 digital financial products,
serving more than 100 large industry clients and over 80,000 merchants,
covering dozens of industries including e-commerce,
new retail, automobiles, and government.
During peak periods such as "618" and "Double 11",
it has achieved tens of thousands of transactions per second with zero failures throughout the process,
and the cumulative transaction volume has exceeded RMB 480 billion.
It has fully helped CCB improve customer experience,
reduce operational costs,
and maintain a leading edge in the digital finance field.
"MuRong is a superstar in the field of digital banking"
---By Paul Russo, CEO of KCB Group
---By Paul Russo, CEO of KCB Group
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