Rapidly Gain Core Competitiveness, Drive Innovation and Growth
AI Application Platform
AI is becoming a new productive force in banking, empowering business growth across all dimensions:
Drive product innovation and optimize customer experience.
Reduce complexity and improve operational efficiency.
Strengthen risk control and mitigate financial risks.
Enhance data analytics efficiency to support business decision making.
Unlike traditional banking transaction systems, AI applications combine online transaction
capabilities with technologies such as Large Language Models (LLMs), machine learning,
real time computing, and knowledge graphs.
To help banks rapidly build a wide range of AI application scenarios,
a powerful AI application platform infrastructure is essential.
AI Application Platform
AI is becoming a new productive force in banking, empowering business growth across all dimensions:
Drive product innovation and optimize customer experience.
Reduce complexity and improve operational efficiency.
Strengthen risk control and mitigate financial risks.
Enhance data analytics efficiency to support business decision making.
Unlike traditional banking transaction systems, AI applications combine online transaction
capabilities with technologies such as Large Language Models (LLMs), machine learning,
real time computing, and knowledge graphs.
To help banks rapidly build a wide range of AI application scenarios,
a powerful AI application platform infrastructure is essential.
MuAI-An AI Application Platform Built for Intelligent Banking
Empowering Intelligent Banking
Versatile AI Infrastructure
Comprehensive Application Scenarios
MuAI is an AI application platform specifically designed by MuRong for banking businesses,
focusing on product innovation, operational efficiency improvement,
and risk control. On the MuAI platform, a wide range of AI applications can
be rapidly developed and integrated with MuRong M5, MuRong IDO, MuRong UNIPAY,
and other products, helping banks quickly deliver intelligent services.
MuAI enables banks to build a comprehensive, agile, and controllable AI infrastructure
with lower implementation barriers. It can efficiently connect with various data platforms
and diverse data sources, integrate both open source and commercial LLMs, and provide capabilities
such as multi model management, agent orchestration, intent recognition,
parameter extraction, and process orchestration.
The platform incorporates technology engines including Retrieval Augmented Generation (RAG),
knowledge graphs, and machine learning training and inference.
It also integrates third party services such as OCR and facial recognition,
covering a wide range of core banking business scenarios.
MuAI Applications
Intelligent Transaction Assistant
Enables transaction interactions, intelligent customer service, and personalized recommendations,
providing real time support to customers and enhancing customer engagement.
Credit Scoring Engine
Assesses customer creditworthiness and provides a
reliable foundation for loan approval decisions.
Credit Anti Fraud
Intelligently identifies fraudulent activities
throughout the credit lifecycle to mitigate risks.
Personal Financial Management
Delivers services such as income and expense aggregation,
budget management, savings planning, and intelligent spending analysis.
E-KYC
Incorporates OCR recognition and processing, as well as facial recognition based security authentication,
to enable efficient customer identity verification and secure authentication.
Automated Operations
Supports credit approval, intelligent reconciliation,
and analytical insights to enhance banks' internal operational efficiency.
Beyond Features- The Full Picture
Ready to Use
Supports a wide range of AI applications with rapid deployment and immediate usability.
Customized Development
Provides tailored solutions for banks of
different sizes and diverse business scenarios.
Regulatory Compliance
Ensures that both the platform and AI applications
comply with financial regulatory requirements.
Upgrade Services
Rapidly integrates the latest AI technologies to
support continuous platform enhancement and innovation.
The Real Benefits Behind the Features
Enhanced Customer Experience
Intelligent interaction models significantly improve service accessibility for young, elderly,
and emerging market users, delivering a substantially enhanced customer experience.
Increased Customer Value
Financial planning services and personalized product recommendations help
customers grow and manage their assets more effectively.
Accelerated Product Innovation
Enables efficient collaboration between business and technology
teams to drive innovation through AI powered solutions.
Improved Operational Efficiency
Automates routine, high frequency tasks, streamlines operational processes,
and reduces operational complexity and labor costs.
Unlocking the Value of Data Assets
Leverages AI to analyze multi source data,
supporting customer profiling, dynamic pricing, and scenario based precision marketing.
Real Results
Real Results · Global Impact
East Asia · Middle East · Africa · Global reach
On‑demand customization + continuous upgrades
MuRong has delivered a comprehensive portfolio of AI applications to clients across East Asia,
the Middle East, Africa, and other global regions,
with support for on demand customization and continuous upgrades.
These AI applications are driving tangible transformation through:
Personalized AI Services
Intelligent services that provide
personalized product
recommendations, on demand
financial advisory support, and rapid
response AI customer service.
Automated Workflow
Automation of routine and repetitive
tasks, enabling bank employees to
focus on product innovation and
business growth.
Intelligent Analysis
Intelligent assessment of customer
creditworthiness to support loan
approval decisions and other business
processes.
Rapid Verification
Rapid information recognition and data
validation, reducing manual effort and
minimizing error rates.
Real‑time monitoring
Real time monitoring capabilities that reduce operational
risks while enhancing transaction security and regulatory compliance.
Real Results
Real Results · Global Impact
East Asia · Middle East · Africa · Global reach
On‑demand customization + continuous upgrades
MuRong has delivered a comprehensive portfolio of AI applications to clients across East Asia,
the Middle East, Africa, and other global regions,
with support for on demand customization and continuous upgrades.
These AI applications are driving tangible transformation through:
Personalized AI Services
Intelligent services that provide
personalized product
recommendations, on demand
financial advisory support, and rapid
response AI customer service.
Automated Workflow
Automation of routine and repetitive
tasks, enabling bank employees to
focus on product innovation and
business growth.
Intelligent Analysis
Intelligent assessment of customer
creditworthiness to support loan
approval decisions and other business
processes.
Rapid Verification
Rapid information recognition and data
validation, reducing manual effort and
minimizing error rates.
Real‑time monitoring
Real time monitoring capabilities that reduce operational
risks while enhancing transaction security and regulatory compliance.