PostgreSQL Database
Digital transformation is presenting banks with challenges such
as performance pressure from massive transaction volumes,
increasing operational complexity, and rising costs. Therefore,
as banks advance system modernization initiatives, their infrastructure,
including databases, must also be upgraded accordingly.
PostgreSQL is an open-source relational database whose capabilities are comparable
to those of commercial general-purpose databases such as Oracle and DB2.
It is highly compliant with SQL standards, supports a wide range of data types,
and provides high concurrency, comprehensive transaction processing,
on-demand scalability, high availability, and strong security.
More importantly, adopting an open-source database can significantly reduce
the long-term costs associated with software licensing and vendor lock-in,
helping enterprises build an enterprise-grade data foundation with a lower total cost of ownership (TCO).
As a result,
PostgreSQL has been widely adopted across many industries.
However, native PostgreSQL alone may not fully meet the demanding business requirements of banks,
which often require more specialized database solutions to support their mission-critical systems.
PostgreSQL Database
Digital transformation is presenting banks with challenges such
as performance pressure from massive transaction volumes,
increasing operational complexity, and rising costs. Therefore,
as banks advance system modernization initiatives, their infrastructure,
including databases, must also be upgraded accordingly.
PostgreSQL is an open-source relational database whose capabilities are comparable
to those of commercial general-purpose databases such as Oracle and DB2.
It is highly compliant with SQL standards, supports a wide range of data types,
and provides high concurrency, comprehensive transaction processing,
on-demand scalability, high availability, and strong security.
More importantly, adopting an open-source database can significantly reduce
the long-term costs associated with software licensing and vendor lock-in,
helping enterprises build an enterprise-grade data foundation with a lower total cost of ownership (TCO).
As a result,
PostgreSQL has been widely adopted across many industries.
However, native PostgreSQL alone may not fully meet the demanding business requirements of banks,
which often require more specialized database solutions to support their mission-critical systems.
MuRong Best Practices Based on
PostgreSQL
PostgreSQL
MuRong Best Practices
Based on PostgreSQL
Based on PostgreSQL
To address the business and technical requirements of the banking industry,
MuRong has enhanced PostgreSQL through architectural optimization, performance tuning,
and functional upgrades. These enhancements provide comprehensive support for core banking,
digital banking, and digital payment systems, meeting banks' stringent requirements
for massive transaction volumes,
unified operations, security and risk control, and regulatory compliance.
Active-Standby Dual-Center
Utilizes WAL parallel replay technology to minimize data latency under high-traffic conditions.
Automated failover enables second-level RPO and RTO recovery.
Seamless Legacy Database Compatibility
Supports compatibility with mainstream commercial databases such as Oracle and DB2,
enabling rapid data migration and application compatibility.
Multi-Tenancy
Supports tenant-based database deployment to
meet both market expansion and data isolation requirements.
Historical Data Store
Provides data replication and incremental synchronization capabilities,
leverages tiered storage technology for efficient historical data queries,
and minimizes the performance impact on online transactions.
Data Auditing
Captures and records data changes in real time to
support regulatory compliance requirements.
Through long-term, large-scale production deployment and validation in banking environments,
MuRong has developed mature PostgreSQL implementation solutions. Leveraging these solutions,
MuRong has established best practices across major regions, including Asia Pacific,
the Middle East, and Africa,
successfully supporting the implementation of multiple core banking systems.
With high performance, high availability, and elastic scalability,
these solutions reliably support financial services for tens of millions of users,
effectively handling massive data volumes and high-concurrency workloads.
Even during major holidays and high-traffic promotional events,
the database platform remains stable, ensuring business continuity and data security.
Beyond Features -The
Full Picture
Full Picture
Beyond Features -The Full Picture
Full Business Support
Meets omnichannel transaction requirements and supports
a wide range of complex financial business scenarios.
Massive Transaction Processing
Based on multi-tenant and historical data store architectures,
efficiently processes high-concurrency transactions with stability and smooth performance.
Elastic Scalability
Supports flexible and rapid capacity expansion on demand to accommodate future business growth.
Security Protection
Employs a multi-layer database encryption system
and provides monitoring reports on traffic, capacity, and events.
All-in-One Operations
Offers comprehensive management tools for deployment,
disaster recovery, restoration, monitoring and alerting, and parameter tuning.
Efficient Auditing
Provides comprehensive data change auditing and alerting capabilities,
monitoring critical data changes to meet regulatory requirements.
The Real Benefits
Behind the Features
Behind the Features
Reduced TCO
Offers more cost-effective ownership and service fees compared with commercial,
closed-source, general-purpose databases.
Adapted to Banking Systems
Seamlessly supports banks' critical online transaction systems,
ensuring business continuity and efficient, stable operations.
Accelerated Digital Transformation
Aligns with the cloud-native, distributed,
and microservices architectures of modern application systems, accelerating digital transformation.
Agile Expansion
Supports on-demand deployment to facilitate banks' rapid expansion into emerging markets.
Simplified Operations
The all-in-one web console lowers technical barriers and simplifies standard operating procedures.
Real Results
China Bohai Bank
China Bohai Bank is a leading national joint-stock commercial bank in China.
As of the end of 2025, it served more than 22 million individual customers,
with an annual transaction volume of RMB 1.1 trillion. In recent years,
Bohai Bank has accelerated its digital transformation, built cross-industry ecosystems,
and maintained partnerships with leading e-commerce platforms to co-create diversified
financial scenarios. During major promotional events such as 6/18 and Double 11,
its distributed database efficiently supported peak business volumes,
ensuring the stable processing of high-concurrency transactions.
NCBA
NCBA, the third-largest bank in Kenya,
has achieved rapid digital business growth of 20% to 30% through its partnership with MuRong.
As of 2025, NCBA had become the largest bank in Africa by customer base,
serving more than 74 million customers. In Côte d'Ivoire, the high-performance,
elastically scalable PostgreSQL solution implemented by MuRong has efficiently and stably
supported business operations for tens of millions of customers,
enabling NCBA to continue its regional expansion and deliver omnichannel financial services.
KCB Group
KCB, the largest commercial bank in East Africa by assets, relies on the flexible scalability
of MuRong's PostgreSQL distributed database solution within its digital banking platform.
This has enabled rapid and successful go-to-market deployment across Kenya, Tanzania, Burundi,
South Sudan, Rwanda, and Uganda, providing stable financial services to more than 10 million users
while maintaining a balance between accelerated expansion and business stability.
Faulu Microfinance Bank
Faulu Microfinance Bank (Faulu), Kenya's leading and largest microfinance bank,
adopted MuRong's PostgreSQL distributed database as the underlying infrastructure
for its core banking project.
This effectively ensures system performance and core business support capabilities,
helping Faulu achieve agile releases, omnichannel customer experiences,
and rapid integration into the industry ecosystem.
Grameen Group
Grameen Group is one of the most influential organizations in Bangladesh,
with businesses spanning telecommunications, banking, and other sectors.
Its subsidiary, Grameenphone, is the largest telecommunications operator in Bangladesh,
serving more than 85 million users nationwide. To support this vast digital user base,
MuRong adopted its PostgreSQL distributed database solution when building the digital financial platform,
reducing delivery costs while supporting high concurrency,
elasticity, and on-demand scalability to safeguard business growth.
Arab Bank of Oman (OAB)
Arab Bank of Oman (OAB), headquartered in Muscat, Oman,
is a large comprehensive bank that has consistently made digital banking a core strategic priority.
During the upgrade of its digital banking system,
OAB adopted MuRong's PostgreSQL distributed database solution, effectively enhancing
high-concurrency transaction processing capabilities and reliability while providing long-term
assurance for continued digital business growth and future market expansion.